Many of us fear that as we age we will need medical assistance. We strive throughout life to maintain insurance to pay for medical expenses while trying to save. Many of us also want to leave something for our children, so that they have an easier time in life than we did starting out. Perhaps […]
Smart People Do Estate Planning
Anyone who may die or become incapacitated (in other words all of us) needs to plan their affairs. But, who actually does it? The American Association of Retired Persons conducted a survey in April 2000 of people aged fifty and over on that very topic. It found that sixty percent had at least a will, […]
Medi-Cal Planning: There’s a Right Way and a Wrong Way
As the population ages and health care costs skyrocket, seniors and their caregivers struggle with how to pay for long-term care without losing everything they’ve worked a lifetime to build. While Medicare covers much of the cost of physician and hospital visits for those over age 65, it does not pay for long-term care. Medi-Cal […]
The Tale of the Two Buckets
As we bid farewell to 2020 and welcome in 2021, I felt impressed to share the following tale. The Tale of the Two Buckets The tale is told of two buckets that went down in the well. As the one came up, it said, “This is surely a cold and dreary world. No matter how […]