We all expect it to happen eventually—our parents getting older. Not just older chronologically, but physically and mentally older as well. It’s a difficult and sometimes painful process to realize that our parents are in fact aging. With each passing year, your parents, too, may be showing more obvious signs of time gone by. Even […]
Preserving the Family Home from Medi-Cal Recovery
Many of us fear that as we age we will need medical assistance. We strive throughout life to maintain insurance to pay for medical expenses while trying to save. Many of us also want to leave something for our children, so that they have an easier time in life than we did starting out. Perhaps […]
Five Reasons To Plan Your Estate Now
We can all come up with reasons to procrastinate and avoid doing what we should. However, there are many reasons to avoid procrastination when it comes to estate planning. Here are five of them: 1. Reduce estate tax and income tax Proper estate planning can reduce estate and income taxes for both you and your […]
Smart People Do Estate Planning
Anyone who may die or become incapacitated (in other words all of us) needs to plan their affairs. But, who actually does it? The American Association of Retired Persons conducted a survey in April 2000 of people aged fifty and over on that very topic. It found that sixty percent had at least a will, […]
Medi-Cal Planning: There’s a Right Way and a Wrong Way
As the population ages and health care costs skyrocket, seniors and their caregivers struggle with how to pay for long-term care without losing everything they’ve worked a lifetime to build. While Medicare covers much of the cost of physician and hospital visits for those over age 65, it does not pay for long-term care. Medi-Cal […]
Avoid Public Scrutiny Of Your Private Life
If you’ve ever read People, US, or Entertainment Weekly or watched any of the similar television shows, you might be interested to know how some famous celebrities left their assets upon their deaths. If they left a Will and not a Trust, you can find out: It’s public record. That’s right, you can go right […]
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