In my home, New Year’s Day is a day of Rose Parade floats, football, chips and dip, ham with scalloped potatoes, and quality time with family.  But, however you might or might not celebrate New Year’s Day it is, notwithstanding, also the day when many new laws become effective.

This year a new law went into effect that will impact almost all Americans, their Individual Retirement Accounts, their 401(k) accounts, and other retirement accounts.

The “Setting Every Community Up for Retirement Enhancement” known more simply as the SECURE Act is the first major retirement legislation since the Pension Protection Act of 2006.

Among the changes that went into effect on January 1^st are some affecting people who are already in “minimum-withdrawal” age, while other changes affect people named as beneficiary of a retirement account. Read on to learn more.

The Secure Act and What It Means for You

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Tab Artis

Tab Artis became an attorney the old-fashioned way: he read the law in the solitude of the early morning hours before work as a full-time paralegal, and late into the night after his family had gone to bed. Despite having never enrolled in law school, Mr. Artis fulfilled the requirements of the California State Bar, and did what few think or even dare to do: sit for the California Bar Exam without having attended law school. Between November 1997 and November 2007, only eight people had taken the California Bar Exam without a law degree and passed on the first try. Mr. Artis is one of those eight people.

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